---
title: "GED bancaire : le cas du Crédit Agricole d'Île-de-France"
description: "Mandats SEPA, dossiers risques, BODACC, courrier entrant : comment le Crédit Agricole d'Île-de-France a dématérialisé six familles de processus avec Elise."
image: https://info.neoledge.com/hubfs/og-image-B-1200x630.png
---

[Aller au contenu principal](https://info.neoledge.com/cr%C3%A9dit-agricole-ile-de-france#contenu)

[![NeoLedge](data:image/png;base64,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)](https://www.neoledge.com) Étude de cas · Banque

![Crédit Agricole d'Île-de-France](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPAAAAE1CAMAAADu2Z0TAAAAkFBMVEX+/v5kZGT/AACEhIR2dnaWlpbo6Oi2trbX19enp6fHx8f/Fxf/Rkb/aWn/Jyf/yMj/6Oj/2Nj/qKj/ubn/ODj/Wlr/mJj/iIj/d3cAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAC5EIchAAANyUlEQVR42u2d3WLbKgyA6yB+223t2nV7/yc9SZM4NhYgCUhyGnTRm9qOPwuEkAQ8PT2UvL88FO7rj93zI/F+Pu8eCfj9Y7d7IOC3P7vdIwH/fd49EvDvn7vdAwH/etntHgh4PxTtHgl47ryPAbzovI8AvOq8vYBdsF4rpQCU9sHcwcjbD9hZraZItLuVrfq32/UEdn7DehKfvc9DSXQTW9UU2AQNU1pU7tapLK6FrWoHvKctvXGGWBOAlWyW0Ac4UN540jUK5qoYM82NgI2Haap6ZdLnmji9+Nef3a4TME25R4GEpSPeTh7c3n7sdp2ALUwcCehDFPFu3QxXCGyYuAnD48i3m1a4ImB61y28siLf7Vvh7nYfbF4JLvrKofJ7SXB3/1779t1cm4a677WwzGTcl19cyyzExXTEUXDKzJMGokv3/eT6y2qSS6hR8DTZlBP5QsXd/WC2ZqOnGomHFsu7HVXx69+fZNyPX1fqvKlOzH3cVsXv5LZ87daMdWLPvX2t4tf3H3TlSmzzVC+OP2tIGoHPZwYt3zYb1YB33SZ9XZ/4xcD9+fvpBuqNrJaptfMf5M77l+1I6ja8Kw3p2gd8UoeiN3asChrxLq2OqbYCr89dOm+z5hyZaV3fRn4IO2/IB4waNOdDeNoGZ4wRTAvTKn4Tdd7D6JrrvpXNGbR1ddPCjN174fuRxue98lAL+1QX2Mk7L+853D9vSV8RenRf5XOBRtVmaEuPTC/vGV8xCezFtDY/Ww9tDF9SxR+/s4MrtDVX4ItB5LxhsPRAwAvdr/LFmbWMl5I5C4WRp9Dg8/7lz89i2AKa8YIlhY+h4D4Guor/kXCjiR40MisqtPBkoPhFVu+7atQfnyTPGJrw0rPAUJxRecak6xICePlN/L7QoD1708pVJTjaEEU9fj4//3z5+0aOOUI1r+eUNVA6qOJFA19fWVEaqBx/WbilhxvKQA3U/Ajt9tARt9RaNS2+RzKPyZgjVPi5mlujo2mTIV9dEZBJGIA4eKrYtReGCFKKD5R+OBtiBeGABOGJLZrKoWpUXIhJgWyC5Pm4pe4CdEPiKmI0IOnASlRtxhhuQKricrYP+B0YrKx0jTHaeJmKKfkRYI/AWlg/qRguY8lsaXlAGZixU6F6y/3SsKynITsaaWCShVbi8lhgWcHAVTE5uQksF0uqXq6Cy/bESCsTgGGxoKIUGJga84xxkZXLBbqCtRy3ODo6dhWmNPkFZAXbCl7BwKppr2OYs7vzGBN6NueyggM/XA+SyezFIS4pWD1VCcP7IZsty6878eTP6et4vaS3FJ1ibtHY0iFWHbtv2QCB6C52FJn+7FDHW7Q/vluuNuUQ26r5dq2CU5Wjrh1uPL2DbuaZoiktHMvoYhkqgOq1ZUVFud7lQ4bx4Hre4qREyfuCNBalevLKFdzEbHnWh2zAW1Qw1HwsWbAidLPPFJ81VLjgwsiq7zX+Ul4Z+pWJWW6js09XULCtG8JFoTdoP/2lt0lTN4ZL8gSmKklXWbnoa228INIYRJ/+OgqWma1CINl268BlBZe6TZBUm5TGFt1hwk+b95cULMElJPlUpxGYEH/RopR2baRC9bLQpkbBtkPnzZgFcxUFJ+2EEeFSc5pwKwUrZjlKq6QXdOrBJZ8hMTOR4XLCjNDHRBfjyuhXdcKqVk4fhD5jsBLoN8hqx5kFCdClRTu+SqwMl11eA128aMV8RyNbaS9J0KseXTjw3tFJZ0W+hTX1XRWMFFYH6bIPWbmJ72CzUgqGbXGmEa/Elm7VFToA4ww6tGvLa9NstK+wp/XAlkYrb8vrjvHlqxi5Onx7BStkczznxTHJtdk79gkvNzC6sYLRlVty5Ua4c5ZYbrWgoYJBYxsfVig3wl0U8Fh5J670tPzFJgd07lezpcDKzK/qlRh6ajs7NJmGXGOWN7hxvRJdxbrp/F/DpDzu39Y05Q2ul7vEoamKU9uV1jXl2K3yVakh6JFVakob12hAXe7A94l5NKMl4XL0ZDpUdrSjpeJy5nm6E3GlldqaqkKhsJOruN7DLOxYK8OtWuBTMnrKVcD6FhsWAQ+3VsXCGadxTWCRJeeEBkMfUBOJPmXNDTSbCARRCiCMfCyePxqN+cDarHQuscJ+aqniXFw1tcfMqQkHr9XUUlLWQzdVcSnF8bWLkA3BHSUE6/egAFNrSVsOSgFERSDgJgLZNdiqqYoN3BxX2coaCp6K3Y1xddkXprSRRvmC/m3ZNTA03Kirvde2zGmErJjcbYgZHp1qrOIbEAPLmQutVXxtYra7ThlKeAGbcM2eyw8XUswWM+F7pfGYZpZlYyc3Jqev0JTFcULVXsVVe8H3asq8LsffRUbfJy3VbAnKNpy6S1qi2RLFmW3rdq1tkxpO0kIIWfKkITKeN21XYFAxS2yVt1415LZHxaluKm4QS1cdzgIkeQo1A4Ewog6q18GHlEGkLpHguBkipW3XEw9dMUbaYCGwpWj660DL65zuaPLS5jdcsGioEs5boz99UzHmGKv9itqab4s5ZMiQIUOGDBkyZEh5yvttBQfWt8/+9xIjD30O4AE8gAfwAB7AA3gAD+ABPIAH8AAewN8N+NECAFZ9WxnxuyFDhgwZMmTIkCFDhgwZMmTIkCFDhgwZMmTIkCE9JIByj4T7tWT4YZAv21rox1g7ulzt/RAKPi5r919rAx4B2Fy2K3DLfYJOu1r2aOWH5dcHua8PcawFAd/h0ec6k3sEnroAn3YTuF2rduaw0t9cGfh2Gp6wL/4AwGoAD+ABPIAH8AD+vwIbgaNtjt55Dth08t/rgOcTLYC+m+NlIzBInfZm5n28hLu7dgKO9gskhQ3QbRUj3HWxvgr3Arzdpa64r3ViQ9jCNfo+gLEt8zzNSOWAsS0swdwBML5FoKXxwuHEDK+RPoxvvAu3B55f/mBVzKU3Z2yM3fRKuwE2l2vMwb51btV04PMm1/MxXL4Y/nPbVrAFVlHfcFD+kFcBVpv38KU3U9tWvwF2G4W6riomAxvkNSD/ZgG5ZQOstyuPfHYx0rWALaLOQoBKIS++AUY+yvnbhpsCKwQuZFWBtYkNcMDgOvrydGCs+eZVgbLEwGjz1R2TIVRgg4662aEYZYmBNdYrdMehmAo8m85z6uCwgavNAmOdYAN8vigsnnv2NG8KnD2HAAcG7NExcG7B6/0Cuz7A6l6BgfFoDnC4hz68n8LHkjprhwSsko9V9ukerDRjbASK0dI9vaqqcZjfrxQ21/eUcfgugBX7zTRm0nTC07J3B+zZb2Yx1zJWu+k836+fLdFjLw7ZgsFtQjxq6ug4N5kPq4jY6YLVWmpPTan58GYQsuF6wAqb514GpuWbBJ3OIswBnnOQZHHaEfINlgeaOg9wfeApGBOwgJzyX4USp4OXoTQwfd1h7eqYZiSmdTjM5+u5p5j8FYE17kVprgeYOeuN4MRdMaZlEzSa6/JuI85YqiVcExj18E2KBguZZwtTY5YQsFHICSL8lRqG1HtGP2viTEIpDbQ6Q2j/bSxemBbnn/JHMteIPUr82mZvJQ9HKW21Z+aDmYgnLRl7TB0es4IG/71VhrHzoUYS4Z78Q7y63YFCQ4YMGTJkyJAhQ4YMGTJkyJAhQ76vuIR828hSqmrDf1fgVE2JfzAND+DRh//nwGAjcd8c+HEOhhjAA3gAPwiws1qv6ltNsN5r7X3AHG8z/zneur8wkzw3wR+usMlL3OkC1xXYwKEKAA7/OxXlnwu3zkn9uZQhrke0s/tiFqc84+UR+4ctVpUil5jFOVHJWuUmwHP5h15XTSIrRsFiwDq+FCnai6s7NjUy8a/VbXVGAlbR+6KrTLHVSUoXS5x0oRDebH8MXGdgPVGA0QV3he+SeJRbdqvGFVwE4O3bqlMxYQhhWU/oKMB49fT+0XsLiFT/waJ2cfFTphZ47UsbBFhZNxfYqNW+BPPyV4UC63Aon7zYnaWKw7pfms1qVL9uxXMBm6oFRg3QAnhdJuZia74pJ7SbDjnDABJ+8FELh6iNXWq0dW2jzi2fMdSdDbYLTy3SgGHTHMNGX259m04+RXUFLq1c3q65xKr/t8urER61qsjOmEPTE9gQn2IzOr/o020MyPIiWLhk2PLU2rXFFOBU8zFzPBdSwMtP5WJgVwonoUt8KtcWz1ZhKdHHxJ5t5jHiUGKaAl7V6G6AbUlZ6PJUVbdBAGUc3posowuLTEnAxT0TgLweoy3wRgOhuKqWBFxchTcbTaVPorSarg+85AXoB2xyK3ivCGwuDoo5TWZvAGyvB6y33xiqgB03S1Czco8PbNIuotBohYLRmnwsFYvW+MDYctC6YcmyhqWeIR4UGPMpZMChNPXR9dPfBsC+GXDRdQ0dMntNgI3MSj+VxlRTP99v2KRtrlvTgG1qJa1JDwjRFVc0WkgcJg9s0lPk9U845aNvFBEbK19qKxiHp2jh9MWxpgF7LDAyh5sP22ZeYr46cnK+/BzdIOIhcTwm8MG54Kmu5SWeYD0StIRDGO8U37fbNnCI+e5H4HMC4IpNOuPx5YEXLw/5MO3iF02i6kYMDJWTh9UMogDssXC8KuxJY1TbbYlk00OIJi404Iu2IJNq2aSgPFKBIh+nsho+roJFLOIyvXV4vS3waTud6DaFJaJWyTRsK97oAm1rhuV1UIfxz+CVAnVa6Zt9yjovam1waLpUqb1VCi6dT/26gJow/Q9ulrH4Pk5mewAAAABJRU5ErkJggg==)

Témoignage client · Secteur bancaire

# GED bancaire : six processus dématérialisés au Crédit Agricole d'Île-de-France

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Une GED bancaire se juge au nombre de processus qu'elle absorbe, pas au nombre de documents qu'elle stocke. Le Crédit Agricole d'Île-de-France en a confié six à Elise, avec Doxallia.

- Mandats SEPA, dossiers risques et contentieux, processus juridique, flux BODACC, documents enrichis et courrier entrant
- Déploiement à grande échelle, sur l'ensemble de l'organisation
- Conformité RGPD, protection des accès et traçabilité de bout en bout

## Recevoir l'étude de cas en PDF

**1,6 M**clients accompagnés

**408 000**sociétaires

**6**familles de processus dématérialisées

**Zéro papier**l'objectif de la transformation

## En bref

- Le **Crédit Agricole d'Île-de-France**, banque mutualiste de 1,6 million de clients et 408 000 sociétaires, s'est engagé dans une transformation « zéro papier ».
- Il s'appuie sur **Doxallia**, filiale du groupe Crédit Agricole spécialisée dans les services documentaires et de confiance, et sur **NeoLedge**, éditeur de la solution **Elise**.
- Six familles de processus ont été dématérialisées : mandats de prélèvement SEPA, dossiers risques et contentieux, processus juridique, flux BODACC, documents enrichis et [courrier entrant](https://www.neoledge.com/gestion-du-courrier-gec/).
- Les gains portés par le projet : centralisation des informations, automatisation des tâches récurrentes, adressage automatique aux gestionnaires, traçabilité accrue et conformité RGPD.

Le contexte

## Une banque mutualiste engagée dans le « zéro papier »

Le Crédit Agricole d'Île-de-France incarne une banque mutualiste moderne et innovante. Précurseur dans la dématérialisation, il s'est engagé dans une transformation ambitieuse : le « zéro papier ».

Dans un secteur hautement concurrentiel, cet acteur majeur du territoire relève des défis stratégiques pour accompagner ses 1,6 million de clients et ses 408 000 sociétaires dans leurs projets.

La modernisation de sa [gestion électronique des documents](https://www.neoledge.com/gestion-electronique-de-documents/), l'[automatisation de ses processus documentaires](https://www.neoledge.com/ecm-elise/automatisation-processus-metier/) et la gestion des processus orphelins sont au cœur de ses priorités. Ces initiatives visent une efficacité opérationnelle optimale tout en assurant une conformité rigoureuse aux réglementations en vigueur.

La banque s'en remet à **Doxallia**, filiale du groupe Crédit Agricole et acteur clef des services documentaires et de confiance, ainsi qu'à son partenaire **NeoLedge**, éditeur de la solution GED Elise, pour garantir une expérience fluide aux gestionnaires comme aux clients.

Les enjeux

## Douze exigences posées au départ du projet

Les principaux enjeux sur lesquels Doxallia et NeoLedge accompagnent le Crédit Agricole d'Île-de-France.

- Moderniser la GED privative
- Déployer une solution à grande échelle sur l'ensemble de l'organisation
- Mettre en place une solution multicanale
- Disposer d'une solution [intégrée au système d'information](https://www.neoledge.com/ecm-elise/integration-ged-si/)
- S'équiper d'une solution de reprise de données
- Automatiser les processus documentaires
- Gérer les processus orphelins
- Minimiser les processus à faible valeur ajoutée
- Assurer un [reporting efficace](https://www.neoledge.com/ecm-elise/bi-statistiques-ged/)
- Piloter l'archivage physique et gérer l'[archivage électronique](https://www.neoledge.com/ecm-elise/archivage-a-valeur-probante/)
- Avoir la main sur le paramétrage et l'évolution de la GED
- Assurer la sécurité et la conformité réglementaire

La solution retenue

## Les six processus confiés à Elise

Elise simplifie les processus du Crédit Agricole d'Île-de-France en automatisant et en fluidifiant des tâches clés.

### 01 Mandats de prélèvement SEPA

Captation des documents, extraction et contrôle des données, workflows de validation, puis injection directe dans le système d'information bancaire.

### 02 Dossiers risques, recouvrements et contentieux

Dématérialisation des plis, affectation automatique, enrichissement des documents et intégration dans les [dossiers clients](https://www.neoledge.com/ecm-elise/gestion-de-dossier/).

### 03 Processus juridique

Élaboration, échange et diffusion des pièces avec les avocats, puis publication interne et externe.

### 04 Flux BODACC

Traitement entièrement automatisé : captation des documents, extraction des données et intégration aux dossiers clients.

### 05 Documents enrichis

Prise en charge des flux AR/PND, DDE, DME, DREC, IARD, RH et affaires spéciales, pour les adresser aux services concernés.

### 06 Courriers entrants

Dématérialisation du [processus de courrier entrant](https://www.neoledge.com/gestion-du-courrier-gec/), avec une meilleure détection des anomalies.

Les bénéfices

## Ce que la banque en retire

- Centralisation des informations, avec un accès facile et protégé.
- Reprise des fichiers bureautiques pour une consultation fluide.
- Automatisation des tâches récurrentes et chronophages.
- [Reconnaissance intelligente des typologies de documents](https://www.neoledge.com/ecm-elise/capture-multicanal/), enrichissement via le référentiel bancaire, adressage direct aux services concernés et affectation automatique aux gestionnaires.
- Conservation des documents et gestion des données personnelles en totale conformité avec le RGPD.
- [Protection des accès, des données et des processus](https://www.neoledge.com/ecm-elise/droits-acces-ged/), avec une traçabilité accrue.
- Automatisation et sécurisation des flux, avec interfaçage au système d'information.
- Module d'export vers la GED bancaire et le SIRH.
- Autonomie de la banque et extension de l'usage d'Elise à toute l'organisation.

> « Les ajouts réguliers de nouvelles fonctionnalités répondent aux besoins remontés par les clients-utilisateurs d'Elise, qui ouvrent également de nouvelles perspectives d'utilisation métier, avec à la clef des gains de productivité. »
> 
> **Fabrice Pourrias** Responsable de la Gestion des Flux et Logistiques, Crédit Agricole d'Île-de-France

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AAAABJRU5ErkJggg==)

Aller plus loin

## Les briques d'Elise mobilisées dans ce projet

- [GED et ECM pour la banqueLe périmètre fonctionnel attendu par un établissement bancaire](https://www.neoledge.com/ged-banque-ecm-elise/)
- [Gestion du courrier entrant et sortantCaptation, auto-adressage et suivi des délais de traitement](https://www.neoledge.com/gestion-du-courrier-gec/)
- [Capture multicanale et LAD/RADReconnaissance des typologies et extraction des données](https://www.neoledge.com/ecm-elise/capture-multicanal/)
- [Automatisation des processus métierWorkflows de validation et circuits d'approbation configurables](https://www.neoledge.com/ecm-elise/automatisation-processus-metier/)
- [Intégration au système d'informationAPI REST, connecteurs natifs, SSO et passerelle ETL](https://www.neoledge.com/ecm-elise/integration-ged-si/)
- [Archivage à valeur probanteCycle de conservation et conformité réglementaire](https://www.neoledge.com/ecm-elise/archivage-a-valeur-probante/)
- [Gestion de dossierVue 360° sur le dossier client et ses pièces](https://www.neoledge.com/ecm-elise/gestion-de-dossier/)
- [L'expertise NeoLedgeLes certifications et les labels de l'éditeur](https://www.neoledge.com/expertise-neoledge/)

Questions fréquentes

## Ce que les établissements bancaires nous demandent

Quels processus le Crédit Agricole d'Île-de-France a-t-il dématérialisés avec Elise ?

Six familles de processus : les mandats de prélèvement SEPA, les dossiers risques, recouvrements et contentieux, le processus juridique avec les avocats, les flux BODACC, les documents enrichis (AR/PND, DDE, DME, DREC, IARD, RH, affaires spéciales) et le courrier entrant.

Qu'appelle-t-on un « processus orphelin » dans une banque ?

Un processus orphelin est un processus réel de l'organisation qu'aucune application métier ne prend en charge : il survit dans des boîtes aux lettres partagées, des tableurs ou du papier. Il échappe donc au pilotage et à la traçabilité. Les absorber dans la GED bancaire était l'un des douze enjeux posés au départ du projet.

Comment Elise s'intègre-t-elle au système d'information bancaire ?

Par interfaçage au système d'information. Dans ce projet, Elise injecte les données des mandats SEPA directement dans le système d'information bancaire, enrichit les documents via le référentiel bancaire, et dispose d'un module d'export vers la GED bancaire et le SIRH. La solution s'interface également avec les annuaires et l'authentification unique de l'établissement.

Comment la conformité réglementaire est-elle assurée ?

La conservation des documents et la gestion des données personnelles sont réalisées en conformité avec le RGPD. Les accès, les données et les processus sont protégés, et chaque action est tracée. NeoLedge est certifié ISO/IEC 27001 et propose un hébergement qualifié SecNumCloud en option.

Quel est le rôle de Doxallia dans ce projet ?

Doxallia est une filiale du groupe Crédit Agricole, acteur des services documentaires et de confiance. Elle accompagne le Crédit Agricole d'Île-de-France sur le projet, aux côtés de NeoLedge, éditeur de la solution Elise.

Cette approche est-elle transposable à un autre établissement bancaire ?

Les briques mobilisées ici — capture multicanale, workflows de validation, gestion de dossier, archivage à valeur probante, intégration au SI — sont celles que la plupart des établissements financiers mettent en œuvre. Le périmètre et le rythme de déploiement se définissent projet par projet. La page [GED et ECM pour la banque](https://www.neoledge.com/ged-banque-ecm-elise/) détaille le périmètre fonctionnel.

## Le même exercice, sur vos processus

Mandats, dossiers risques, courrier, flux réglementaires : repartez avec l'étude de cas complète en PDF, puis dites-nous lesquels de vos processus documentaires reposent encore sur du papier ou des boîtes partagées.

[Recevoir l'étude de cas en PDF](https://info.neoledge.com/cr%C3%A9dit-agricole-ile-de-france#formulaire) [Parler à un expert](https://www.neoledge.com/contact/)

[![NeoLedge](data:image/png;base64,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)](https://www.neoledge.com)

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```json
{
  "@context" : "https://schema.org",
  "@id" : "https://www.neoledge.com/#organization",
  "@type" : "Organization",
  "description" : "Éditeur de la plateforme de gestion électronique de documents et d'ECM Elise.",
  "name" : "NeoLedge",
  "url" : "https://www.neoledge.com"
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "Article",
  "about" : [ {
    "@type" : "Thing",
    "name" : "Gestion électronique de documents"
  }, {
    "@type" : "Thing",
    "name" : "Dématérialisation bancaire"
  } ],
  "author" : {
    "@id" : "https://www.neoledge.com/#organization"
  },
  "description" : "Mandats SEPA, dossiers risques, BODACC, courrier entrant : six familles de processus dématérialisées avec Elise, chez une banque mutualiste de 1,6 million de clients.",
  "headline" : "GED bancaire : six processus dématérialisés au Crédit Agricole d'Île-de-France",
  "inLanguage" : "fr-FR",
  "mainEntityOfPage" : "https://info.neoledge.com/crédit-agricole-ile-de-france",
  "mentions" : [ {
    "@type" : "Organization",
    "name" : "Crédit Agricole d'Île-de-France"
  }, {
    "@type" : "Organization",
    "name" : "Doxallia"
  }, {
    "@type" : "SoftwareApplication",
    "applicationCategory" : "BusinessApplication",
    "name" : "Elise"
  } ],
  "publisher" : {
    "@id" : "https://www.neoledge.com/#organization"
  }
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "FAQPage",
  "mainEntity" : [ {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Six familles de processus : les mandats de prélèvement SEPA, les dossiers risques, recouvrements et contentieux, le processus juridique avec les avocats, les flux BODACC, les documents enrichis (AR/PND, DDE, DME, DREC, IARD, RH, affaires spéciales) et le courrier entrant."
    },
    "name" : "Quels processus le Crédit Agricole d'Île-de-France a-t-il dématérialisés avec Elise ?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Un processus orphelin est un processus réel de l'organisation qu'aucune application métier ne prend en charge : il survit dans des boîtes aux lettres partagées, des tableurs ou du papier, et échappe donc au pilotage et à la traçabilité."
    },
    "name" : "Qu'appelle-t-on un processus orphelin dans une banque ?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Par interfaçage au système d'information. Elise injecte les données des mandats SEPA dans le système d'information bancaire, enrichit les documents via le référentiel bancaire et dispose d'un module d'export vers la GED bancaire et le SIRH."
    },
    "name" : "Comment Elise s'intègre-t-elle au système d'information bancaire ?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "La conservation des documents et la gestion des données personnelles sont réalisées en conformité avec le RGPD. Les accès, les données et les processus sont protégés et chaque action est tracée. NeoLedge est certifié ISO/IEC 27001 et propose un hébergement qualifié SecNumCloud en option."
    },
    "name" : "Comment la conformité réglementaire est-elle assurée ?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Doxallia est une filiale du groupe Crédit Agricole, acteur des services documentaires et de confiance. Elle accompagne le Crédit Agricole d'Île-de-France sur le projet, aux côtés de NeoLedge, éditeur de la solution Elise."
    },
    "name" : "Quel est le rôle de Doxallia dans ce projet ?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Les briques mobilisées — capture multicanale, workflows de validation, gestion de dossier, archivage à valeur probante, intégration au SI — sont celles que la plupart des établissements financiers mettent en œuvre. Le périmètre et le rythme de déploiement se définissent projet par projet."
    },
    "name" : "Cette approche est-elle transposable à un autre établissement bancaire ?"
  } ]
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "BreadcrumbList",
  "itemListElement" : [ {
    "@type" : "ListItem",
    "item" : "https://www.neoledge.com",
    "name" : "NeoLedge",
    "position" : 1
  }, {
    "@type" : "ListItem",
    "item" : "https://www.neoledge.com/ged-banque-ecm-elise/",
    "name" : "GED et ECM pour la banque",
    "position" : 2
  }, {
    "@type" : "ListItem",
    "name" : "Étude de cas Crédit Agricole d'Île-de-France",
    "position" : 3
  } ]
}
```